Uninsured / Underinsured Motorists

In Ohio, it is against the law to drive without insurance, and all motorists are required to purchase the minimum amount of state-required liability insurance coverage. Unfortunately, this is exactly what most Cincinnati motorists do — purchase the bare minimum. Consequently, if you are injured in a car accident where the at-fault driver is uninsured or underinsured, you may have trouble obtaining the financial compensation you deserve — leaving you responsible for potentially tens of thousands of dollars in medical and repair bills.

To protect yourself from uninsured and underinsured motorists, it’s wise to add uninsured/underinsured insurance coverage to your existing insurance policy. With this coverage, any accident-related costs that exceed the at-fault party’s insurance minimum coverage can be recovered through a contractual claim with your own insurance company.

How Uninsured/Underinsured Coverage Works

If you are in an auto accident with an uninsured driver, you may need to file a claim against your own insurance company. Unfortunately, many of these big companies attempt to undervalue accident cases and pay only a small portion of the actual costs involved. At Rothchild Law Office, we know the corners that insurance companies often try to cut and will aggressively pursue the recovery of money to which you have a right through your insurance policy.

If you have been in an accident with an uninsured or underinsured driver, call our law firm today at 513-579-8900 or contact us online.